What is pet insurance?
Pet insurance can help with costs described in a policy when an insured pet becomes ill or has an accident. PetInsure presents limits, conditions, and exclusions in readable text so you can compare before deciding.
✦ Thailand's first online pet insurance broker
For every wag, every whisker, and every day you love.
We opened online pet insurance in Thailand and have looked after more than 50,000 policies since — with plans you can actually read, terms stated in full, and a team that answers.
50,000+ policies cared for 8+ years of care
Because they’re family
♥Care, made comforting
Numbers behind our care
- Policies sold and cared for
- 50,000+
- Years of continuous service
- 8+
- Regulated by the OIC
- Licensed
- Leading partners and insurers
- 8+
Figures as of 2026. Cover and conditions follow the issued policy.
01 / A CLEAR FIRST ANSWER
Pet insurance: clear answers before you choose for them.
Start with the direct answers pet parents need, then review the full limits, conditions, and exclusions below.
When can dog and cat insurance be considered?
The plans shown here consider new pets from 3 months to 9 years old. Health-check and vaccination-record requirements vary by age and plan conditions, so read the details before applying.
How does the 50% Co-Pay plan work?
When a medical expense meets the Co-Pay plan’s coverage conditions, the insured shares 50% of that expense, subject to the stated limits and policy terms.
This page is a comparison summary. Plans and benefits are subject to the policy’s terms, conditions, and exclusions.
01 / OUR STORY
Insurance rooted in love, not worry.
Who we are
PetInsure Thailand helps Thai pet parents protect the companions they love with approachable, comprehensive insurance plans.
Our mission
To bring peace of mind through reliable cover and thoughtful service.
Our vision
A world where every pet can access the health care they need without becoming a financial burden for their family.
02 / CHOOSE YOUR COVER
Cover that fits them—and your peace of mind.
With Co-Pay 50% you share half of each treatment cost in return for a lower premium. Standard plans pay up to the full limit. Compare both here.
You are viewing the Co-Pay 50% plans.
50%
A CLEARER WAY TO SHARE CARE
Co-Pay 50%: share the cost of covered care.
For covered treatment, the pet parent pays 50% and the insurer pays 50%, subject to the selected plan limit and policy terms.
Co-Pay 1
Total sum insured
฿21,000Medical limit / year50% co-pay
฿10,000
฿10,000
Co-Pay 2
Total sum insured
฿31,000Medical limit / year50% co-pay
฿20,000
฿20,000
Co-Pay 3
Total sum insured
฿41,000Medical limit / year50% co-pay
฿30,000
฿30,000
Co-Pay 4
Total sum insured
฿51,000Medical limit / year50% co-pay
฿40,000
฿40,000
Co-Pay 5
Total sum insured
฿61,000Medical limit / year50% co-pay
฿50,000
฿50,000
01
How the 50% co-pay is calculated
Co-Pay 1: if the year’s vet bills come to 20,000 baht, we cover 10,000 and you cover the other half. That is why the premium is lighter than Standard.
02
Before choosing
Please review the complete limits, terms, and exclusions before purchasing. Expenses outside the cover are not included in this example.
The figures above are a summary to make comparing easy. Open the full table for every condition and exclusion — and talk to us any time.
START01
The essential start
Plan S
Everyday essentials and help when the unexpected happens.
Total premium / year฿1,950
Request a quote ↗FLEXIBLE02
More room to care
Plan M
Higher benefits and more breathing room for care.
Total premium / year฿2,950
Request a quote ↗PREMIUM03
The fullest peace of mind
Plan L
Our broadest cover for complete peace of mind.
Total premium / year฿5,400
Request a quote ↗Note: Buyers should understand the coverage details and conditions before deciding to purchase insurance.
03 / COVERAGE, CLEARLY
Clear protection, without the fine-print feeling.
The table below follows the plan type you are comparing. All amounts are in Thai baht.
Read one plan at a time. Every limit is in one card—no side-to-side table scrolling.
- Total sum insured
- ฿ 21,000
- Treatment for accident and illness
- 50% co-payUp to ฿ 10,000 / yr
- Third-party injury liability
- ฿ 7,000
- Third-party property liability
- ฿ 3,000
- Cremation or burial expenses
- ฿ 1,000
- Total sum insured
- ฿ 31,000
- Treatment for accident and illness
- 50% co-payUp to ฿ 20,000 / yr
- Third-party injury liability
- ฿ 7,000
- Third-party property liability
- ฿ 3,000
- Cremation or burial expenses
- ฿ 1,000
- Total sum insured
- ฿ 41,000
- Treatment for accident and illness
- 50% co-payUp to ฿ 30,000 / yr
- Third-party injury liability
- ฿ 7,000
- Third-party property liability
- ฿ 3,000
- Cremation or burial expenses
- ฿ 1,000
- Total sum insured
- ฿ 51,000
- Treatment for accident and illness
- 50% co-payUp to ฿ 40,000 / yr
- Third-party injury liability
- ฿ 7,000
- Third-party property liability
- ฿ 3,000
- Cremation or burial expenses
- ฿ 1,000
- Total sum insured
- ฿ 61,000
- Treatment for accident and illness
- 50% co-payUp to ฿ 50,000 / yr
- Third-party injury liability
- ฿ 7,000
- Third-party property liability
- ฿ 3,000
- Cremation or burial expenses
- ฿ 1,000
1 /
Eligibility conditions
- New pets can be insured from 3 months to 9 years old.
- Pets aged 3 months to 7 years do not need a health check and may renew to age 9; pets aged 8–9 need a health check.
- Complete vaccination records are required as directed by the veterinarian.
- Pets must have no signs of illness before cover begins and must be in good health.
- The pet must be in Thailand; one policy covers one pet.
Important exclusions
- Intentional injury or abuse.
- Events occurring outside Thailand.
- Illness during the first 60 days from the policy’s initial effective date.
- Death occurring after 90 days from an accident, or within the first 60 days from illness.
- Congenital conditions, genetic conditions, or pre-existing conditions.
- Transportation-related conditions, food-borne conditions, parasites, ticks, fleas, mites, epidemics, mange, and all skin diseases.
Each plan is presented as a complete card for easier comparison without a scrolling table.
- Treatment after an accident (per injury)
- 2,000 · 1 / yr
- Treatment for illness (per illness)
- 500 · 5 / yr
- Third-party injury liability (per incident)
- 10,000
- Third-party property liability (per incident)
- 1,500
- Cremation or burial expenses
- 3,000
- Death benefit
- Not covered
- Preventive vaccination
- Not covered
- Advertising to find a lost pet
- 1,500
- Boarding fees when the insured travels abroad
- 300
- Treatment after an accident (per injury)
- 3,000 · 1 / yr
- Treatment for illness (per illness)
- 1,000 · 5 / yr
- Third-party injury liability (per incident)
- 10,000
- Third-party property liability (per incident)
- 3,000
- Cremation or burial expenses
- 3,000
- Death benefit
- 1,500
- Preventive vaccination
- Not covered
- Advertising to find a lost pet
- 5,000
- Boarding fees when the insured travels abroad
- 300
- Treatment after an accident (per injury)
- 5,000 · 2 / yr
- Treatment for illness (per illness)
- 1,000 · 10 / yr
- Third-party injury liability (per incident)
- 10,000
- Third-party property liability (per incident)
- 3,000
- Cremation or burial expenses
- 5,000
- Death benefit
- 5,000
- Preventive vaccination
- 500
- Advertising to find a lost pet
- 5,000
- Boarding fees when the insured travels abroad
- 500
1 /
Every appointment matters
04 / WHY PETINSURE
A calmer kind of confidence.
We make pet insurance understandable, transparent, and easy to discuss with a care team.
✦
Real reviews from real customersRead more reviews before you decide
✓
More than 8 years of serviceLegally compliant and verifiable
○
Licensed by the OICVerify the licence number in the footer
05 / BEFORE COVER STARTS
The important details, plainly shared.
The eligibility rules and important exclusions below are here to help you make an informed decision.
- New pets can be insured from 3 months to 9 years old.
- Pets aged 3 months to 7 years do not need a health check; renewal is available until age 9.
- Pets aged 8–9 years require a health check.
- Complete vaccination records are required as directed by the veterinarian.
- Pets must have no pre-existing signs of illness and must be in good health.
- The pet must be in Thailand; one policy covers one pet.
- Intentional injury or abuse.
- Events occurring outside Thailand.
- Illness during the first 60 days from the policy’s initial effective date.
- Death occurring after 90 days from the accident or illness.
- Congenital conditions, genetic conditions, or conditions arising before insurance.
- Transportation-related conditions and food-borne conditions.
- Parasites, ticks, fleas, Lyme disease, epidemics, mange, and all skin diseases.
Please read the full policy wording and conditions before purchasing insurance.
06 / COMMON QUESTIONS
Clear answers for pet parents choosing cover.
Every answer here traces back to the limits, conditions, and exclusions shown on this page — not to marketing copy. If your pet’s situation has specifics, ask our team directly.
- 3 months – 9 yearsAge range accepted for new pets
- 60 daysIllness waiting period from the start of cover
- 50%The insured's share of eligible costs on Co-Pay plans
01How is Co-Pay 50% different from Standard cover?+
The Co-Pay 50% plans state that the insured shares 50% of eligible medical treatment costs, subject to each tier’s limit. Standard plans have the limits and benefits shown for S, M, and L. Compare the limits, terms, and exclusions for the specific plan you are considering.
02Are pre-existing or genetic conditions covered?+
No. The important exclusions shown on this page include congenital conditions, genetic conditions, and conditions or signs present before insurance. Please read the full policy wording before deciding.
03Where must my pet be located to be eligible?+
The pet must be in Thailand, and one policy covers one pet, according to the conditions shown on this page.
04What should I check before choosing pet insurance?+
Start with your pet’s age and health. Then compare medical limits, premiums, co-pay, vaccination-record requirements, applicable waiting periods, and exclusions. For case-specific guidance, you can ask the PetInsure team on LINE.
Not sure which plan fits your pet? Start with their age, health, and the protection you want to prepare, then talk with PetInsure.
Ask us on LINE →07 / OUR PARTNERS
Care is better with good company.
08 / CONTACT US
Tell us about your best friend. We’ll help from here.
The PetInsure team is ready to help you understand the plan that fits your pet.